Shelby County 9-1-1
ISO Rating Chart
The table below illustrates the potential savings in home owner's insurance premiums when your home is covered by a fire department with a better rating. A 10 rating means no fire coverage and a 9 is a minimum department. The lower the number the better.
Business owners also benefit from better ratings and they stand to gain even more as their savings continue all the way to a class 1 rating.
If you own a $100,000 house, you could save as much as $376 per year if your department improved from a 9 to a 7!
NOTE: These exact rates may not be offered by any insurance company, they are offered as an example of the savings potential when a fire department improves their rating and are based on averages of policies issued.
Support your local Fire Department, it will save you money and may save your life!
Fire Department Class Rate Versus Insurance Premium Costs
|Rating||Annual Premium Estimate based on Home Value|
|Home owner's rates do not decrease below 5.|
Shelby County 9-1-1, 1004 County
Services Dr, Pelham, Alabama 35124 (205)439-6911