The table below illustrates the potential savings in home owner's insurance premiums when your home is covered by a fire department with a better rating. A 10 rating means no fire coverage and a 9 is a minimum department. The lower the number the better.

Business owners also benefit from better ratings and they stand to gain even more as their savings continue all the way to a class 1 rating.

If you own a $100,000 house, you could save as much as $376 per year if your department improved from a 9 to a 7!

NOTE: These exact rates may not be offered by any insurance company, they are offered as an example of the savings potential when a fire department improves their rating and are based on averages of policies issued.

 Support your local Fire Department, it will save you money and may save your life!